In 2025, investing is more accessible than ever. Thanks to intuitive investment apps, beginners can now start growing their wealth with just a few taps on their smartphones—no finance degree required.
Whether you’re looking to build long-term wealth, save for retirement, or invest in stocks, ETFs, or even crypto, the right investment app can simplify the process. In this guide, we’ve ranked the best investment apps for beginners in 2025, based on ease of use, fees, education, and features.
Why Use an Investment App?
If you’re new to investing, mobile apps are a smart starting point. Here’s why:
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✅ Low or no minimum deposits
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✅ Fractional shares—invest in big-name stocks with just a few dollars
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✅ Automated investing and portfolio management
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✅ Educational tools and news feeds
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✅ Real-time tracking and alerts
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✅ No commissions or hidden fees (on many platforms)
With these tools in your pocket, you can learn, invest, and grow—all at your own pace.
Best Investment Apps for Beginners (June 2025)
1. Robinhood
Best for: Zero-commission stock and crypto trading
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Minimum Deposit: $0
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Fees: $0 for trades; Robinhood Gold (optional) is $5/month
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Features:
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Commission-free trades on stocks, ETFs, options, and crypto
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Real-time market data
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Clean, beginner-friendly interface
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Fractional shares and recurring investments
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Why it’s great: Robinhood revolutionized investing for millennials and Gen Z with zero-fee trades and intuitive design. Great for self-learners.
2. Fidelity Investments
Best for: Long-term investing and customer trust
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Minimum Deposit: $0
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Fees: $0 for stocks, ETFs; low-cost mutual funds
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Features:
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Great research tools and educational resources
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Robust mobile app and desktop platform
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Retirement account options (IRA, Roth IRA)
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Fractional share investing
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Why it’s great: Fidelity combines beginner access with powerful tools for when you’re ready to invest more seriously.
3. Acorns
Best for: Hands-off investing and saving spare change
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Minimum Deposit: $0
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Fees: $3/month (Personal), $5/month (Family)
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Features:
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Automatically invests your spare change
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Diversified portfolios based on your risk level
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Retirement and checking account options
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Found Money cashback from partnered brands
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Why it’s great: Acorns is perfect for people who want to invest without thinking about it. It’s passive, automated, and beginner-safe.
4. SoFi Invest
Best for: Beginners who want access to everything (investing, banking, loans)
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Minimum Deposit: $0
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Fees: $0 for stocks and ETFs; crypto fees apply
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Features:
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Active and automated investing options
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Real-time financial education and webinars
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Cryptocurrency trading and career coaching
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Access to other SoFi products like loans and credit cards
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Why it’s great: SoFi is more than an investment app—it’s an all-in-one financial ecosystem for beginners and young professionals.
5. Webull
Best for: Beginners who want advanced tools as they grow
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Minimum Deposit: $0
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Fees: $0 commissions on trades
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Features:
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In-depth technical charts and indicators
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Extended trading hours
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Crypto trading and paper trading (practice mode)
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Community newsfeed and analyst ratings
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Why it’s great: Webull is ideal if you’re ready to level up from Robinhood and want more technical analysis options.
6. Betterment
Best for: Automated investing and financial planning
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Minimum Deposit: $10
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Fees: 0.25% annual advisory fee (Digital plan)
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Features:
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Robo-advisor builds and manages your portfolio
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Goal-based investing (retirement, home, travel)
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Tax-loss harvesting and rebalancing
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IRA and high-yield cash accounts
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Why it’s great: Betterment does the hard work for you—perfect for beginners who prefer a “set it and forget it” approach.
7. Public
Best for: Community-driven investing with educational content
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Minimum Deposit: $0
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Fees: $0 for stocks and ETFs
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Features:
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Fractional investing in stocks and ETFs
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Social feed to follow other investors
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Live audio chats with finance experts
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No payment for order flow (better transparency)
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Why it’s great: Public is a beginner-friendly platform with a social twist—learn by watching others, ask questions, and invest together.
Comparison Table: Top Beginner Investment Apps (2025)
| App | Best For | Fees | Fractional Shares | Crypto | Education Tools |
|---|---|---|---|---|---|
| Robinhood | Commission-free trading | $0 | ✅ | ✅ | Basic |
| Fidelity | Trust & long-term investing | $0 | ✅ | ❌ | Excellent |
| Acorns | Automated saving & investing | $3–$5/month | ✅ | ❌ | Good |
| SoFi | All-in-one finance app | $0 | ✅ | ✅ | Great |
| Webull | Tech-savvy beginners | $0 | ✅ | ✅ | Moderate |
| Betterment | Automated, goal-based | 0.25% annual | ✅ | ❌ | Excellent |
| Public | Community & social investing | $0 | ✅ | ✅ | Strong |
What to Look For in a Beginner Investment App
Here’s what makes a great investment app for first-timers:
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Low or no account minimums
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No commission trading
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Fractional share investing
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User-friendly interface
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Educational resources and support
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Automated options (for passive investors)
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Variety of asset classes (stocks, ETFs, crypto, etc.)
Tips for New Investors in 2025
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Start small: You don’t need thousands to invest. Even $5 can buy a piece of your favorite stock.
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Diversify: Don’t put all your money in one stock—ETFs are a great beginner option.
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Invest consistently: Use automatic deposits or recurring investments.
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Avoid emotional trading: Focus on long-term goals, not daily price swings.
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Educate yourself: Take advantage of in-app lessons and communities.
Final Thoughts
Investing has never been more beginner-friendly than in 2025. Whether you want to trade stocks actively or invest passively with a robo-advisor, there’s an app built for your goals.
The best investment app is the one that aligns with your experience level, risk tolerance, and financial objectives. Start small, stay consistent, and use these platforms as both tools and teachers.
Your future wealth starts with your first dollar.